Texas Insurance for You
(210) 714-1775
ONE BROKER. ONE TEXAN. NEVER OVERSEAS
Book your no-cost Medicare consultation
A focused 20 to 30 minute conversation about your Medicare options. No pressure, no obligation to enroll in anything. Pick a time below and we will take it from there.
Independent broker.
Licensed in Texas
No-cost consultation
One required step after you book — takes less than a minute
Federal Medicare rules require a signed Scope of Appointment form before we can discuss Medicare plan options. This is required of every licensed Medicare agent in the country — not just me.
After you book, you will automatically receive a short form. It has two parts: a few quick questions to help me prepare for your specific situation, and the Scope of Appointment. Together, they take about 3 to 4 minutes.
Important: This must be completed at least 48 hours before your appointment. If your appointment is less than 48 hours away, please call or text (210) 714-1775 directly.
Pick a time that works for you
What we can discuss during your Medicare consultation
Medicare Supplement Insurance — Medigap
Medicare Advantage Plans — Part C
Medicare Part D Prescription Drug Plans
Special Needs Plans — D-SNP, C-SNP, I-SNP
Medicare Savings Programs
Extra Help for prescription drug costs
Turning 65 enrollment guidance
Annual Election Period plan reviews
Special Enrollment Period eligibility
Medicare products and non-Medicare products are always discussed in separate appointments.
Here is what to expect
Book a time. Choose a day and time using the calendar above. Most Medicare consultations run 20 to 30 minutes.
Complete a short form Right after booking, you will receive a 3 to 4-minute form. It includes a few preparation questions and the required federal Scope of Appointment. Complete it at least 48 hours before your appointment.
We connect your way Google Meet is preferred — you can see plan details on screen as we go through them. Phone works great too. In-person at our San Antonio office is available on request.
A few things people always ask before booking
Is this really no cost?
Yes. Independent Medicare brokers are paid by the insurance companies — not by you. Your premium is exactly the same whether you work with a broker or enroll on your own. No fee, no charge, no catch.
Will I be pressured to enroll in something?
No. If the right answer is to keep what you have, I will tell you that. If I do not have a better option for your situation, I will tell you that too.
Will my information be shared with other agents or companies?
Never without your explicit written permission. Your information stays with Texas Insurance for You. You will not receive calls from other companies because you booked here.
What is the Scope of Appointment form and why do I need it?
It is a federal Medicare requirement — not specific to me. Every licensed Medicare agent in the country must have a signed form on file before an individual appointment. It simply documents what topics we will cover and confirms you are not obligated to enroll in anything. You will receive it automatically after booking.
What if I think I have a Special Enrollment Period?
Medicare SEP rules are specific, have conditions that must be met, and can change from year to year. Do not assume you have one before we verify it together. Acting on an SEP you do not actually qualify for can affect your coverage in ways that are difficult to undo. Reach out and we will verify your situation before you make any moves.
I am not in San Antonio — can we still work together?
Absolutely. I am licensed throughout Texas and handle most consultations by phone or Google Meet. Location is never a barrier.
What Medicare clients are saying
Charles Valdez has been helping my family find health insurance for six years, and we have recommended him to our friends and family. He is very knowledgeable about finding the right insurance for us. He keeps us updated on anything he feels we need to know, is patient when listening to all our questions, and is always honest with the information he provides. I highly recommend giving him a call.
Ismael R
"Charles Valdez is an excellent agent. He is very patient, answers every question, and has exceptional follow-up. Very helpful, great experience — tremendous help all around."
Lisa C
Ready to get started?
Pick a time above or reach out directly. No obligation, no pressure, just an honest conversation.
Call or text: (210) 714-1775
Email: [email protected]
Office: 500 6th St, San Antonio TX 78215 (by appointment only)
Serving San Antonio and communities throughout Texas, including the Hill Country, South Texas, McAllen, Corpus Christi, Houston, Austin, and El Paso.
We do not offer every plan available in your area. Currently, we represent 4 organizations that offer 56 products in your area. Please visit Medicare.gov, call 1-800-MEDICARE, or contact your local State Health Insurance Assistance Program (SHIP) to get information on all your options. Plan availability varies by county. Not all carriers or plans are available in all areas of Texas. This content is for educational purposes and is not intended as legal or financial advice.